Superannuation

Here are practical key points for you to consider.

Investments, retirement, superannuation and cash flow. These are the financial issues that keep Australians awake at night.

When it comes to superannuation, most funds offer a range of investment options.

Superannuation is generally intended to help fund your retirement, but there are instances where you may also be able to withdraw your super savings early, depending on your situation.  

For many people, super remains a highly tax-effective structure to hold investments for the accumulation of retirement savings, as well as maintaining their risk/insurance protection.

Below are the average super balances for different age groups in Australia so you can see how your super savings compare.

A healthy super balance can be a key ingredient in being able to live the life we want in retirement. But for many people, retirement is a long way off, and it can be hard to know if your super is on track. If you’ve been asking yourself – how much super should I have at my age? – read on to find out.

If your spouse is a stay-at-home parent, freelancing, studying or out of work, adding to their super could benefit you both financially. 

The time is now! Embrace the changes and benefit before it’s too late