You don’t pay me for my time I recently had to go to an eye specialist. The guy I went to was recommended to me as the best in his field.I showed up at the clinic on time, feeling a little nervous and unsure of what was happening next. Read more
We’re all about re-designing lives for better The SFP founder Bill Bracey features in a TV series - Your Best Interests (www.yourbestinterests.com.au) is about financial advice and the difference it makes to the lives of everyday Australians... Read more
Top 5 tips for teaching your children about money I’m a big believer that money education starts at home. Our children look up us as heroes and in my opinion a hero is a leader to their family.Money leadership is one of the most important responsibilities we have as parents. We encourage all our clients to talk about money openly and freely as soon as possible with their children. From my experience, here are the top 5 ways we help teach our children about money... Read more
The fear of the new creates the average Although they’re all unique, they fall into two main categoriesThere’s the group that has always agreed with me but have never proactively done anything about anything. And the other group is called my clients. Read more
The Change – Staying on track after a Divorce When you find out that your partner is wanting divorce, it’s like a traffic accident, everything goes into a slow motion.You can see it all unveiling around you, but you just don’t know what to do, or who to talk to. Whether it comes as a sudden shock or more gradually, divorce and separation brings emotional confusion to peoples’ lives and challenging issues to their finances. Read more
Some things never change Top 5 financial predictions for the new year (and let’s face it, every year after) Read more
Rehearsal? Life is here and now! “So little one, what do you want to be when you grow up?” It’s one of the first questions that many of us faced as youngsters, more often than not from a distant relative we couldn’t have recognised in a police line-up. Read more
Rebooting for retirement As retirement comes into view, it’s time to imagine a new you for the post-work age. Read more
Pocket money for kids? Good intention, but traditionally not a successful concept. How are the kids supposed to know what to do with the money they’re given? Read more
Making a difference and re-designing your life Thank you so much for your support for SFP Founder, Bill Bracey’s inaugural TV appearance on the series – Your Best Interests. We’ve been overwhelmed with positive feedback with many resonating with Helen’s story about how financial planning has made a difference to your life. Read more
Love and money? It’s not about control While talking about money is not the most romantic way to spend an evening, it's worth putting some time aside to explore shared goals and the way you manage your money as a twosome. Read more
Lessons from the blue zones: secrets of a long life The parts of the world where people live longest may hold the key to the fountain of youth. Read more
Keeping fit at all stages of life Staying fit is important at any age, but as we get older our bodies change and respond differently to exercise. Read more
It all starts with a single step. All you need to do is start Procrastination is no doubt the number one reason why people don’t become successful at achieving what they dream of.It is caused by the change that needs to happen. And we, humans, don’t like change that much! Read more
If you change nothing, nothing will change My son is turning five next month, and he's at that age now when I can have a decent chat with him.One day I saw him building a tall Lego wall. But every time he got it to a certain height it crumbled down. It made him upset because he’d spent a long time building it. Read more
How to turn One Day to Day One – Budgeting No one wants to budget. It’s scary, it takes a long time, it would deprive me from… Read more
How to Talk Money With Children - Part 2 Over the next few months we will be providing some helpful tips on talking money with the 3 age groups - Children 4-8, Tweens 9-12 and Teens 13-18. Read more
How to Talk Money With Children - Part 1 Over the next few months we will be providing some helpful tips on talking money with the 3 age groups - Children 4-8, Tweens 9-12 and Teens 13-18. Read more
How to lead a happier life From our beaches and outdoor lifestyle to our democracy and cultural diversity, there a lot to feel happy about in Australia. Read more
How to deal with financial stress Close to one in three Aussies is feeling the pinch financially, with money worries reportedly leading to sleep loss, conflicts in relationships, isolation, as well as a range of other things.i Read more
How to create realistic goals... and stick to them Whether it’s finances or fitness, spending time on setting your goals can reap rewards. Read more
Financial stress keeping you awake at night? It seems that financial stress is keeping every generation up at night, albeit for different reasons. Read more
Do you really want success? "Try not to become a man of success, but rather try to become a man of value". Of all Albert Einstein’s many quotes, this is one of his most profound.I ask others what success looks like and of course the concept is different for everyone. Usually, it’s considered in the context of material measures…the biggest house, the newest car or the highest salary. What I also find is that acquiring these types of success usually gives a person satisfaction for a relatively short period. Read more
Can delayed gratification help you with your finances? Are you the type of person who always has to have the latest clothes, smart technology or gym gear?If you answered yes to this question, you could be a person who likes instant gratification, that is, you like to indulge in instant reward now, rather than exercising self-controli, in return for a potentially greater reward in the future. Read more
Be aware of your money biases Knowledge is power. The more you’re aware of how your mind works the more you can adjust your attitude towards money. Read more
Be a senior entrepreneur on your own terms! Many people over 50 are putting their skills and experience to work in their own businesses. Read more
Australia's four gift-giving personalities There are four distinct Gift-Giver Personalities represented across generations, genders and geographies in Australia. Read more
Australia is a generous nation Almost $20 billion spent on gifts each year, Australia is a generous nation. Read more
7 tips to improve your financial wellness What is financial wellness? How you 'feel', is your wellness. How you 'feel' about your money is your financial wellness. Read more
5 habits to become financially secure Ever looked at a friend who has everything together and thought 'what's their secret?' Here are five habits you can implement to help achieve financial security. Read more
10 ways to enjoy summer without spending a fortune If you're wondering how you'll make ends meet over summer, check out these tips on how to spend, without spending every cent. Read more