Zen of a market crash Market corrections , market dips, bear markets..... who loves them? Not many...but what if I told you that maybe you should…? Actually, they’re never called any of the above. They’re always called a crash. Read more
Would you like to retire by 40? Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you? When you’re starting out in the workforce and building your career, retirement can seem like a long way away. Read more
Workers compensation vs income protection What’s the difference? Accidents happen every day, so it pays to be protected. With so many different cover options, many people question what’s right for them and their families. Read more
Will Australian House Prices Crash? Five reasons why it’s more complicated than you think! Over the past 5 years, I have written annually where I thought the property market was, and what was likely to happen moving forward. So far I’ve had a 100% success rate. I guess I wouldn’t be writing this if I got it wrong. Read more
When in doubt…kick it out! My old soccer coach was a wise man. He had a saying “when in doubt, kick it out”. He would always say if you’re under stress and someone’s bearing down on you at 100 miles an hour and you need to make a quick decision, if the passing option isn’t clear, if there’s risk of an interception or a miskick – just kick it out. Read more
What do Australians want financial advice on? Investments, retirement, superannuation and cash flow. These are the financial issues that keep Australians awake at night. Read more
Wealth building tips x 4 The key to building wealth is to spend less than you earn, invest appropriately, stick to your plan, and start early. Read more
Top 5 tips for teaching your children about money I’m a big believer that money education starts at home. Our children look up us as heroes and in my opinion a hero is a leader to their family. Money leadership is one of the most important responsibilities we have as parents. We encourage all our clients to talk about money openly and freely as soon as possible with their children. From my experience, here are the top 5 ways we help teach our children about money... Read more
Things to avoid as a newbie investor Whatever your age, if you're thinking of dabbling in investments like shares, managed funds or cryptocurrencies, here's a list of common mistakes which are generally worth steering clear of. Read more
The wisdom of ‘no change’ recommendation in investing In 2019, the Australian population tipped over 25 million. None of these lovely people have any chance of sustaining a successful investment strategy without the help of an empathetic and tough loving investment adviser. Read more
The rise of the gig economy and side gigs (thanks to technology) Chances are you either have a side gig (a way to make money on the side of your usual job), want to have one, or you benefit from someone else's. Read more
The plunge in shares – seven things investors need to keep in mind Key points Share markets have fallen sharply over the last week or so on the back of coronavirus concerns. Read more
The Change – Staying on track after a Divorce When you find out that your partner is wanting divorce, it’s like a traffic accident, everything goes into a slow motion. You can see it all unveiling around you, but you just don’t know what to do, or who to talk to. Whether it comes as a sudden shock or more gradually, divorce and separation brings emotional confusion to peoples’ lives and challenging issues to their finances. Read more
Take control of your finances now for the new financial year If you set yourself money goals at the start of 2019, the upcoming new financial year is a great time to check if you’re on track. Read more
Sydney rental yields at new low Investors in Australia’s two largest residential property markets are getting the lowest rental yields in the country as stagnant rent prices are outpaced by capital gains. Read more
Super…should you do it yourself? "For many of us, building a sufficient superannuation balance for retirement is likely to be the most important thing we can achieve in our working life. After all, the quality of your lifestyle in retirement depends largely on how much you contribute to super, and the investment choices you make. Read more
Super investment options - what’s right for you? When it comes to superannuation, most funds offer a range of investment options. Read more
Spouse contributions: Win/Win! If your spouse is a stay-at-home parent, freelancing, studying or out of work, adding to their super could benefit you both financially. Read more
Some things never change Top 5 financial predictions for the new year (and let’s face it, every year after) Read more
Simple…Doesn’t Mean Easy Should you be concerned about what's going on in the share market/s lately? Read more
Seven key charts for investors to watch regarding the global economy and investment markets this year Key points Shares are at risk of a short-term correction or consolidation, but investment markets should provide solid returns this year on the back of continuing economic recovery and low interest rates. Read more
Review of 2019, outlook for 2020 – the beat goes on Key points 2019 saw growth slow, recession fears increase and the US trade wars ramp up, but solid investment returns as monetary policy eased, bond yields fell and demand for unlisted assets remained strong. Read more
Review of 2017, outlook for 2018 Still in the "sweet spot", but expect more volatility ahead - following are the key points: Despite the usual worry list, 2017 has been pretty good for investors as global growth and profits accelerated and central banks stayed benign as inflation stayed low. Read more
Responsible investing is more than buying green Once upon a time, the mantra of the ethical investor was morals before profits. Not surprisingly, ethical investing remained a niche market. But not anymore. Read more
Reduce your bills with these household items See what things you might have at home that could deliver you cost savings later on. We all enjoy the odd bargain and inexpensive label that delivers quality at a fraction of the price; however, sometimes shelling out a bit more up front can mean greater cost savings down the track. Check out these seven things that could provide you with financial benefits over the long term. Read more
Rebooting for retirement As retirement comes into view, it’s time to imagine a new you for the post-work age. Read more
Pocket money for kids? Good intention, but traditionally not a successful concept. How are the kids supposed to know what to do with the money they’re given? Read more
Managing your money - Budgeting in plain English What is a budget? A budget is a plan that works out how you will manage your income and expenses. Maintaining a budget is a powerful way to control your money. Read more
Making the most of record-low interest rates The Reserve Bank of Australia (RBA) took the cash rate to a record low of 1% in July, bringing mortgage rates to their lowest level in more than half a century. Read more
Make the most of superannuation - tax deductible personal contributions For many people, super remains a highly tax-effective structure to hold investments for the accumulation of retirement savings, as well as maintaining their risk/insurance protection. Read more
Love and money? It’s not about control While talking about money is not the most romantic way to spend an evening, it's worth putting some time aside to explore shared goals and the way you manage your money as a twosome. Read more
Lessons from the blue zones: secrets of a long life The parts of the world where people live longest may hold the key to the fountain of youth. Read more
Leigh Morris speaks on budgeting - Channel 10 News Congratulations to Leigh Morris who screened on Channel 10's Eyewitness News - on Sunday 14th January 2018. Watch the replay of Leigh's interview and the importance of budgeting and cashflow. Read more
Is coronavirus driving a recession, depression or an economic hit like no other? What does it mean for the bear market in shares? Read more
Investment Goal Setting Buying your first car, helping the children get a good education, enjoying a rewarding retirement. Read more
How to turn One Day to Day One – Budgeting No one wants to budget. It’s scary, it takes a long time, it would deprive me from… Read more
How to Talk Money With Children - Part 2 Over the next few months we will be providing some helpful tips on talking money with the 3 age groups - Children 4-8, Tweens 9-12 and Teens 13-18. Read more
How to play catch up with your super Now you can put more into super at the concessional rate of tax, starting from the 2019-20 financial year. Read more
How to lead a happier life From our beaches and outdoor lifestyle to our democracy and cultural diversity, there a lot to feel happy about in Australia. Read more
How to deal with financial stress Close to one in three Aussies is feeling the pinch financially, with money worries reportedly leading to sleep loss, conflicts in relationships, isolation, as well as a range of other things.i Read more
How to create realistic goals... and stick to them Whether it’s finances or fitness, spending time on setting your goals can reap rewards. Read more
How Australians will use their tax return With nearly one in three people planning to save their tax return, have you considered what you might do with yours? Read more
Holiday budgeting tips - How to avoid a travel debt hangover We’ve all had the feeling. You step off the plane from Bangkok still buzzing, images from your holiday flitting through your mind - the Parthenon, Big Ben, the Eiffel Tower. Read more
Here's some free advice Stop taking advice from people that offer it for free. We’re all guilty of it at some stage in our lives. As we grow up, land our first job and receive our first pay check, friends, family and colleagues will all chip in to give you their pearls of wisdom. Read more
Give your career a health check Health... check. Finances... check. Career... check? Are you happy at work? Do you jump out of bed excited about tackling your next project? Or are you counting down the days until your holidays or retirement? Read more
Fussy buyers snub houses that don’t present well If presentation isn’t on point, many buyers keep looking, which is an important point to remember for those wanting to sell in the current market. Read more
Five handy tax tips you should know Tax time is looming, which means it’s time to brush up on your tax minimisation tools. We’ve provided a few examples below to get you started Read more
Financial stress keeping you awake at night? It seems that financial stress is keeping every generation up at night, albeit for different reasons. Read more
Everything you need to know about salary sacrificing Confused about salary sacrificing? You’re not alone. Let us clear it up for you. Read more
Earn more, spend less Sounds easy, but in reality it’s much harder than that. In the moment, most of us would rather have that $15 lunch special than increase our super contributions by 1%. “Later” doesn’t hold up so well against “now.” Read more
Coronavirus and Financial Markets Melt Down. What to do? After being a Financial Planner for over 30 year and being an avid investor for over 45 years. I thought I’d seen it all. Read more
Can delayed gratification help you with your finances? Are you the type of person who always has to have the latest clothes, smart technology or gym gear? If you answered yes to this question, you could be a person who likes instant gratification, that is, you like to indulge in instant reward now, rather than exercising self-controli, in return for a potentially greater reward in the future. Read more
Be the boss of your cash If, like many others, your life and money feels a bit like a juggling act - paying bills here and there ... and "Uh oh, forgot about the council rates, guess that one's going on the credit card". You may be thinking that having some extra cash would solve a lot of your problems. Read more
Be savvy with your spending this Christmas Christmas isn’t coming, it’s already here! For most of us, December is when the reality of Christmas really kicks in and has us scrambling to get organised. Read more
Be aware of your money biases Knowledge is power. The more you’re aware of how your mind works the more you can adjust your attitude towards money. Read more
Be a senior entrepreneur on your own terms! Many people over 50 are putting their skills and experience to work in their own businesses. Read more
Australia's four gift-giving personalities There are four distinct Gift-Giver Personalities represented across generations, genders and geographies in Australia. Read more
Australia is a generous nation Almost $20 billion spent on gifts each year, Australia is a generous nation. Read more
Are grandparents giving too much? For many Australian families the arrow of intergenerational help is pointing in a new direction. Read more
8 key learnings from 2020 Mainstream and financial media keep presenting us daily with the ever-present worry list surrounding investment markets that relates to economic activity, profits, interest rates, politics, etc. Or by the perennial predictions of an imminent crash. Read more
7 tips to improve your financial wellness What is financial wellness? How you 'feel', is your wellness. How you 'feel' about your money is your financial wellness. Read more
6 ways to reduce your credit card debt once and for all Here are some tips to start paying off your debt. $45 billion. That’s how much Australians owe on their credit cards.i Read more
6 steps to get your money stuff together If you’re like three out of four Australians, you may have started the year without a proper budget.i Read more
5 habits to become financially secure Ever looked at a friend who has everything together and thought 'what's their secret?' Here are five habits you can implement to help achieve financial security. Read more
2019 – a list of lists regarding the macro investment outlook Key points Despite continued volatility, 2019 is likely to be better for diversified investors than 2018 was. Watch the US trade war, the Fed, global business conditions indicators, Chinese growth, politics and the Sydney and Melbourne property markets as well as the upcoming Australian Election in May 2019. Read more
10 ways to enjoy summer without spending a fortune If you're wondering how you'll make ends meet over summer, check out these tips on how to spend, without spending every cent. Read more
10 experiences for $10 For the next time you're itching to get out, but don't want to spend a fortune, here's a list of 10 things to do for about $10 (or less). Read more
Australia slides into a “per capita recession Key points Australian growth slowed even more in the December quarter. Growth may bounce back a bit this year, but the housing downturn will likely constrain it to around 2- 2.5%. As a result, unemployment is likely to drift up and wages growth and inflation remain lower for longer. Read more