We’ve heard it all before. It’s not that we don’t want to take control of our money. I mean it makes sense – we all work so hard for it, it would make sense to know what happens to it once it hits our bank account. Even better if it went to all the right places.
But the reality is, it JUST GETS TOO HARD!!!
That is all true, but…you don’t have to go from zero to 100 in one day. You can just start somewhere basic, get used to it, then move on once you’re comfortable. Doing something is always better than doing nothing.
Here’s something you can do today, 5 simple steps:
Would it mean more cash for travelling? Would it make you less stressed? Maybe more fun money for going out? Maybe just have a regular cash reserve so you don’t have to dip into your credit card every time? Maybe it's time to finally start paying off some debts...?
Whatever it is, you need to be clear on these reasons. Once you have the clarity, write it all down. (make sure you don’t skip this step, writing down is an important step).
Rate all the reasons based on their importance. Are some of them more important than others? What would it mean to never achieve some of them? How would it make you feel?
You've just articulated all the reasons why you want to be in control, and how bad you’d feel if you never got there. It's time to ask yourself – What have I done about it so far?
Are you really going to change something after reading an article like this? That’s right. Knowing we should do something doesn’t mean we actually end up doing it. It’s human nature. Well, if you won’t change something, nothing will change. You know you won’t do it alone.
Asking for help isn’t a weakness. It’s called being smart and doing something different to people around us. It’s the only way not to end up like everyone else around us.
Procrastinating, getting distracted, being busy – it’s all human but it all stands in your way to move ahead. It’s ok to ask for help, it’s ok to talk to a third-party financial expert. They’re not going to bite your head off and I can promise you one thing - you’ll know you when you find the right one. You’ll look back one day and go ‘what took me so long!?’.
If you change nothing, nothing will change. Change ONE DAY... to DAY ONE!
Do you need some help with creating a new day one?
Article by Michal Bodi | Senior Financial Planner
General Disclaimer: This article contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. Please seek personal financial advice prior to acting on this information.