Insights & Tips

There are four distinct Gift-Giver Personalities represented across generations, genders and geographies in Australia.

Almost $20 billion spent on gifts each year, Australia is a generous nation.

Six out of the top 10 categories relate to just two things. Can you guess what they are, and could you be cutting back?

The best ways to sustain or improve physical, mental and financial wellbeing in your pre and post retirement years are sometimes the simplest.

Key points

• Australian growth is likely to remain weak over the next year. Expect further monetary & fiscal stimulus.

It’s only natural to want to help your kids with big ticket items to give them a good start in life - particularly in an era when tuition fees and house prices make higher education and owning a home less affordable than in previous generations.

Good intention, but traditionally not a successful concept. How are the kids supposed to know what to do with the money they’re given?   

Superannuation is generally intended to help fund your retirement, but there are instances where you may also be able to withdraw your super savings early, depending on your situation.